Payments that connect local rails to the rest of the world.
ReliaPay is the secure, scalable payment gateway helping businesses accept mobile money, cards, and global transfers through a single, developer-friendly API.
- 99.99%
- Uptime SLA
- 6+
- Markets live
- 20+
- Currencies
Amina Mwangi
Soko Marketplace · INV-3F9k
Charged
KES12,450.00
M-Pesa · STK Push
+254 712 ••• 045
Smart routing
- Fee
- 186.75
- FX
- 0.00
- Net
- 12,263.25
Trusted by teams across East Africa, integrated with the rails that matter
Everything you need to move money — in one platform.
From mobile money to cross-border transfers, ReliaPay gives you the rails, the tools, and the trust to scale your payments.
Mobile money, end-to-end
Native rails for M-Pesa, MTN MoMo, Airtel Money, EVC Plus and more — across Kenya, Uganda, Tanzania, Rwanda, Somalia and beyond.
Cards & global payouts
Visa, Mastercard, bank transfers, and international processors — settled in your local currency.
One developer-friendly API
Drop-in SDKs, hosted checkout, and webhooks. Go live in days, not months.
Compliance built-in
PCI DSS Level 1, ISO 27001, and SOC 2 Type II. Tokenisation, 3-D Secure, and fraud scoring on every transaction.
Instant settlement
Settle to your bank or mobile wallet on the same day. Real-time visibility into every payout.
Insights that matter
A unified dashboard for reconciliation, refunds, disputes, and merchant analytics.
From corner shops to fintech platforms.
ReliaPay is shaped for how East Africa actually pays — whether you sell online, in-store, or build on top of our APIs.
E-commerce
Hosted checkout, mobile money, and cards in one flow — built for conversion on real networks.
Explore industriesSMEs
Payment links, invoicing, and same-day settlement without a dedicated payments team.
Explore industriesEnterprise
Volume, multi-country routing, and reconciliation at the scale your operations demand.
Explore industriesFintech
API-first primitives so you can ship wallets, payouts, and new products on shared rails.
Explore industriesOne integration. Every payment method that matters.
Customers pay with the method they trust. You receive a single, settled payout — with full visibility from authorization to reconciliation.
Customer chooses how to pay
Mobile money, card, bank transfer, or USSD — surfaced through hosted checkout or your own UI.
ReliaPay routes & secures
Smart routing across local and global rails. Tokenisation, 3-D Secure, and real-time fraud scoring on every transaction.
You get settled, reconciled
Same-day settlement to your bank or wallet, with reconciled reporting across every method and currency.
Ship payments in days — not quarters.
Sandbox-first APIs, idempotent endpoints, and webhooks you can trust. Your team keeps velocity; we handle the rails.
- REST API, hosted checkout, and SDKs for the stacks teams already use
- Typed examples and predictable error codes — fewer surprises in production
- Dedicated sandbox with fixture data for every mobile-money flow
Live in East Africa. Connected to the world.
We hold direct integrations with the region's leading mobile money operators and banks, then connect that local network to global rails so you can sell anywhere.
- Direct telco integrations with Safaricom, MTN, Airtel and Tigo
- Cards on Visa, Mastercard, and regional issuers
- Multi-currency wallets in KES, UGX, TZS, RWF, USD, EUR
- Cross-border payouts to 40+ countries
- Ethiopia
- Somalia
- South Sudan
- Uganda
- Kenya
- Rwanda
- Tanzania
Your money and data deserve grown-up infrastructure.
ReliaPay is built for regulated environments — with security reviews, audit trails, and controls finance teams expect.
Compliance-ready
PCI DSS, ISO 27001, and SOC 2 practices — so your auditors see a mature control environment.
Encryption everywhere
Tokenisation and network tokens for cards; TLS end-to-end for every API call and dashboard session.
Always-on operations
Regional uptime targets, incident response in your timezone, and status you can subscribe to.
Transparent fees for every stage of growth.
Start small with pay-as-you-go rates, then scale into custom pricing when volume and complexity demand it.
“We replaced three separate processors with ReliaPay. Settlement is faster, our reconciliation is automated, and our developers shipped in a week.”
Amina Mwangi
Head of Engineering, Soko Marketplace
Start accepting payments across East Africa today.
Activate your account in minutes. No setup fees, no monthly minimums. Sandbox access included.